The Prittie Perspective

We provide client communication touch points that provides many valued added features and benefits such as  economic and market updates, quarterly newsletters and mature client oriented publications.

Financial Planning: Plotting a Course for the Future

Financial Planning: Plotting a Course for the Future

By Adam Prittie | 29 March 2023

While at this time of year, everyone is focused on scrambling to gather their tax slips, find receipts for deductibles, expenses, and any other items to claim on their tax return, this is only one element of the bigger financial picture.

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The Federal Budget Commentary

2023 Canadian Federal Budget Commentary – Tax Measures

By Michael Prittie | 29 March 2023

On March 28, 2023, the Deputy Prime Minister, and Finance Minister, the Honourable Chrystia Freeland, presented the Federal Budget 2023 to the House of Commons. The budget proposed no changes to personal or corporate tax rates or the inclusion rate on taxable capital gains.

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Four Ways to Take Control and Thrive in a Challenging Market

By Jean Lamarche | 29 March 2023

If you’re struggling financially as a result of increased living expenses and interest rates, you are not alone. A lot of Canadians are feeling a little helpless these days, with talk of rising interest rates and inflation dominating news headlines.

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Life Insurance is a Valuable Tool in Tax and Estate Planning

By Shawn Ryan | 29 March 2023

You can use life insurance with financial planning to offset taxes on inheritances and cover other fees after death. Because life insurance provides an immediate, untaxed payout, it is easier for heirs to leverage these funds to handle costs immediately following the death of the insured. It’s understandable if your life…

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Admin Corner

The Admin Corner: The Client Request Process – EFT (Electronic Funds Transfer) & Wire Requests

By Natalie Nunn-Métivier | 29 March 2023

Our primary goal is to ensure Electronic Funds Transfers (EFTs) and Wire orders are initiated, executed, and approved in a secure manner while meeting the needs of our clients. We want to ensure that you receive your fund requests when you need it; for example, buying a new car or any other purchase.

Please be reminded of the following process to ensure no delays are encountered for funding requests.

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We are thrilled to receive the 2023 Faces Magazine Award for Wealth Management Firm of The Year!

By Anka Molon | 20 March 2023

Capital Wealth Partners Wins Wealth Managemtn Firm of the Year for 2023!

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The Loonie, Diversity, Market Commentary, and some Sound Financial Advice – Something for Everyone?

By Michael Prittie | 28 December 2022

I will begin by wishing everyone a wonderful new year full of good health and happiness. Let’s focus on what we can control, our own actions, whether individually or together for the betterment of all and to reflect positive outcomes.

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First Home Savings Account & You

By Adam Prittie | 28 December 2022

For those who long to buy their first home, there is some much-needed help coming in 2023. This new registered plan would give prospective first-time home buyers the ability to save up to $40,000 on a tax-free basis, contributing a maximum of $8,000 per year. Like a Registered Retirement Savings…

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Income Annuity – Is it right for you?

By Shawn Ryan | 28 December 2022

You’ve worked hard and saved for your retirement, and you want to protect your income. This forgotten gem has been overlooked for many years due to the past low-interest rate environment.
An income annuity is a financial product that provides you with a guaranteed regular income. Typically, it is used during your retirement years and offered by an annuity provider, such as a life insurance company. When you buy an annuity, the insurance company will pay you, the annuitant, a regular income for a fixed term or the rest of your life, no matter how long you live – so you can expect regular, predictable, and stable income, no matter what happens to your other sources of income or the economy.

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Taxation and You!

By Michael Prittie | 28 December 2022

Although it may seem early, it is never too early to start thinking about the upcoming tax season! We will be sending out a client communication in early February with detailed information on our tax preparation services, but we want to let all clients know that we are once again offering our popular tax preparation services for the 2022 tax year.

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The Pros and Cons of Locking In

By Jean Lamarche | 28 December 2022

The holiday season is upon us, bringing an end to a tumultuous year. 2022 saw inflation reach levels not seen for 40 years, followed by substantial interest rate hikes. From March to December, the Bank of Canada raised its policy rate by a whopping 4.0%, causing some stress for Canadian homeowners, particularly those with variable-rate mortgages. If you have a variable-rate mortgage, these rate hikes may have you thinking about converting (or “locking in”) to a fixed rate, if your lender allows you to do so. Of course, this then commits you to a new mortgage term with your current lender. Let’s look at the potential upsides and downsides of making the switch.

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Panic is never a good strategy

Panic is Never a Good Investment Strategy and Neither is Greed: A Disciplined Approach Helps Navigate Through Volatile Environments

By Michael Prittie | 30 September 2022

Headlines are everywhere; Inflation and the requisite rise in interest rates to calm it. Russian aggression in Ukraine. Covid pandemic fallout and the threat of a recession which is very likely.

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