In times of market volatility, it’s natural for investors to consider taking immediate action. Sharp declines in stock prices or unsettling economic headlines worldwide can prompt a rush towards selling assets and moving to safer ground. However, the best course of action during such times is often strategic inaction, or more simply, staying the course. Here’s why maintaining your investment strategy in turbulent markets is the smart move for long-term investors.

As we conclude Q3 2024, North American equity markets posted impressive gains, with a notable shift towards small-cap stocks. The TSX Composite led major indices with a surge of 9.23%, while the TSX Small Cap index posted a robust gain of 6.79%. In the U.S., the S&P 500 rose 4.73%, lagging behind its smaller counterpart, the S&P 600, which rallied strongly with a 9.19% increase.
This quarter’s standout story was the significant outperformance of small-cap stocks in the U.S. market. Importantly, the bulk of the S&P 600’s impressive gain occurred before the Federal Reserve’s rate cut.

I trust you enjoyed a nice summer with some adventure and new experiences. For Audrey and I, life on the St Lawrence Seaway has been all we expected and more. The condo community has been welcoming and we are blessed with great neighbors. The environment is peaceful with wonderful scenery and activities. We did lots of walking and I got a fair bit of mountain biking on nearby trails as well.

Did you Know that it is important to update Adam Prittie when life circumstances change so that your financial plan can be updated. The purpose of updating your financial plan is to ensure that your financial strategy remains aligned with your current life circumstances and goals. Life changes—such as a significant salary increase, marriage, the birth of a child, or receiving an inheritance. All of these can significantly impact your financial situation, and your financial plan needs to reflect those changes. Your updated financial plan can adjust for new priorities, optimize tax strategies, adapt your investment approach, and ensure that you stay on track to meet your short and long-term financial objectives. Ultimately, it helps you maintain control over your financial future and avoid potential gaps or risks.

The initial Bank of Canada rate cuts this past summer did not spur housing activity as anticipated, but potentially more on the way will continue to affect the housing market outlook. New listing levels are expected to rise as sellers who may have held back enter the market with the hope that lower mortgage rates will attract additional buyers.

Our primary goal is to ensure Electronic Funds Transfers (EFTs) and Wire orders are initiated, executed, and approved in a secure manner while meeting the needs of our clients. We want to ensure that you receive your fund requests when you need it; for example, buying a new car or any other purchase.
Please be reminded of the following process to ensure no delays are encountered for funding requests

Whether interested in running a marathon, learning a new language or becoming wealthy; all require planning and the equivalent of training to achieve the desired goal. All things worth achieving take effort and commitment.

Hola amigos. The rainy season has begun in Panama and we left for Casares Spain in May. Casares is next to Estepona in the Costa Del Sol on the southern coast. Aside from the prevalence of roundabouts (love them) that keep traffic lowing, the climate and scenery are equally pleasant.

As Q2 2024 draws to a close, we reflect on the divergent monetary policies that have influenced North American equity markets and led to unexpected outcomes.

Did you Know that in the Mandeville Vault, there is more functionality other than accessing your client statements or uploading documents to your Financial Advisor. Additional folders were created for your personal and professional use.

For many homeowners, home improvements aren’t just about creating a more comfortable living space — they’re also key to boosting property value. Here are the home improvement projects that offer the highest return on investment (ROI), and some helpful tips on balancing costs and benefits.

Our primary goal is to ensure Electronic Funds Transfers (EFTs) and Wire orders are initiated, executed, and approved in a secure manner while meeting the needs of our clients. We want to ensure that you receive your fund requests when you need it; for example, buying a new car or any other purchase.

Please be reminded of the following process to ensure no delays are encountered for funding requests.