I trust you enjoyed a nice summer with some adventure and new experiences. For Audrey and I, life on the St Lawrence Seaway has been all we expected and more. The condo community has been welcoming and we are blessed with great neighbors. The environment is peaceful with wonderful scenery and activities. We did lots of walking and I got a fair bit of mountain biking on nearby trails as well.

Did you Know that it is important to update Adam Prittie when life circumstances change so that your financial plan can be updated. The purpose of updating your financial plan is to ensure that your financial strategy remains aligned with your current life circumstances and goals. Life changes—such as a significant salary increase, marriage, the birth of a child, or receiving an inheritance. All of these can significantly impact your financial situation, and your financial plan needs to reflect those changes. Your updated financial plan can adjust for new priorities, optimize tax strategies, adapt your investment approach, and ensure that you stay on track to meet your short and long-term financial objectives. Ultimately, it helps you maintain control over your financial future and avoid potential gaps or risks.

The initial Bank of Canada rate cuts this past summer did not spur housing activity as anticipated, but potentially more on the way will continue to affect the housing market outlook. New listing levels are expected to rise as sellers who may have held back enter the market with the hope that lower mortgage rates will attract additional buyers.

Our primary goal is to ensure Electronic Funds Transfers (EFTs) and Wire orders are initiated, executed, and approved in a secure manner while meeting the needs of our clients. We want to ensure that you receive your fund requests when you need it; for example, buying a new car or any other purchase.
Please be reminded of the following process to ensure no delays are encountered for funding requests

Whether interested in running a marathon, learning a new language or becoming wealthy; all require planning and the equivalent of training to achieve the desired goal. All things worth achieving take effort and commitment.

Hola amigos. The rainy season has begun in Panama and we left for Casares Spain in May. Casares is next to Estepona in the Costa Del Sol on the southern coast. Aside from the prevalence of roundabouts (love them) that keep traffic lowing, the climate and scenery are equally pleasant.

As Q2 2024 draws to a close, we reflect on the divergent monetary policies that have influenced North American equity markets and led to unexpected outcomes.

Did you Know that in the Mandeville Vault, there is more functionality other than accessing your client statements or uploading documents to your Financial Advisor. Additional folders were created for your personal and professional use.

For many homeowners, home improvements aren’t just about creating a more comfortable living space — they’re also key to boosting property value. Here are the home improvement projects that offer the highest return on investment (ROI), and some helpful tips on balancing costs and benefits.

Our primary goal is to ensure Electronic Funds Transfers (EFTs) and Wire orders are initiated, executed, and approved in a secure manner while meeting the needs of our clients. We want to ensure that you receive your fund requests when you need it; for example, buying a new car or any other purchase.

Please be reminded of the following process to ensure no delays are encountered for funding requests.

When Michael retired at the end of 2023, after almost seven years working together, I welcomed the opportunity to become your trusted advisor and portfolio manager. I’m honoured to have the opportunity to earn your trust and confidence. I look forward to working with you all in providing advice and guidance for your financial affairs as we work together to achieve your goals. While Michael and I worked as a team together in the office, he passed on much of his wisdom, professionalism, and commitment to me, and given our relationship, Michael and I still converse regularly. Accompanying my licensing, designations and professional qualifications, I want to assure you that, like Michael, no one will care more than I about your financial future outside of you and your family.

We are pleased to call Panama City our new home and received our permanent resident cards and “Cedulas” in late January. Our home (condominium) is of high quality and we are very happy with it. The building and grounds are very nice, as is the historic UNESCO heritage community of Casco Viejo (circa 1673) that we live in. Our building was reconstructed from a one-time school, monastery and other uses since the 1800’s. It has been completely restored (the front half where we are, from the ground up) to its original Spanish period character on the exterior as required by law and the interior is like any new modern building in Ottawa or Miami on the inside.